NCEFCU Home Banking
 

Current Loan Rates
(Rates Effective as of Feb., 2012)

 

 FINANCE PERIODS & RATES FOR SIGNATURE (UNSECURED) LOANS:  max $20,000
  1 to 12 month finance period   3.90% APR* 
  13 to 24 month finance period   4.90% APR* 
  25 to 36 month finance period   5.90% APR*
  37 to 48 month finance period   6.90% APR*
  49 to 60 month finance period   8.90% APR*

 

(Down from the previous Signature Loan Rate of 10.00% APR*)

 FINANCE PERIODS FOR COLLATERIZED (USED VEHICLE) AMOUNTS:
  $50,000   72 Months Maximum
  $25,000   72 Months Maximum
  $10,000   60 Months Maximum
  $7,500   54 Months Maximum
  $5,000   48 Months Maximum
  $2,500   36 Months Maximum
  $1,000   24 Months Maximum
  Less than $1,000   18 Months Maximum

  VEHICLE INTEREST RATES:
  Same year or following year & never titled  
 1 to 72 month finance period  2.49% APR*
  All other vehicles and antique/collector vehicles   4.90% APR*



*APR is the Annual Percentage Rate.
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