NCEFCU Home Banking
 

Current Loan Rates
(Rates Effective as of February 28, 2017)

 

 FINANCE PERIODS & RATES FOR SIGNATURE (UNSECURED) LOANS:  max $20,000
  1 to 12 month finance period   5.90% APR* 
  13 to 24 month finance period   5.90% APR* 
  25 to 36 month finance period   5.90% APR*
  37 to 48 month finance period   6.90% APR*
  49 to 60 month finance period   6.90% APR*


 FINANCE PERIODS FOR COLLATERALIZED (NEW/USED VEHICLE) AMOUNTS:
Less than $1,000 18 months
$1,001 to $2,500 24 months
$2,501 to $5,000 36 months
$5,001 to $7,500 48 months
$7,501 to $10,000 54 months
$10,001 to $15,000 60 months
$15,001 to $50,000 72 months

  VEHICLE INTEREST RATES:
  Same year or following year & never titled  
 1 to 72 month finance period  1.49% APR*
  All other vehicles and antique/collector vehicles   3.99% APR*


*APR is Annual Percentage Rate.  Rates are subject to change.
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