Current Loan Rates
(Rates Effective as of Feb., 2012)
| FINANCE PERIODS & RATES FOR SIGNATURE (UNSECURED) LOANS: max $20,000 |
| 1 to 12 month finance period |
3.90% APR* |
| 13 to 24 month finance period |
4.90% APR* |
| 25 to 36 month finance period |
5.90% APR* |
| 37 to 48 month finance period |
6.90% APR* |
| 49 to 60 month finance period |
8.90% APR* |
(Down from the previous Signature Loan Rate of 10.00% APR*)
| FINANCE PERIODS FOR COLLATERIZED (USED VEHICLE) AMOUNTS: |
| $50,000 |
72 Months Maximum |
| $25,000 |
72 Months Maximum |
| $10,000 |
60 Months Maximum |
| $7,500 |
54 Months Maximum |
| $5,000 |
48 Months Maximum |
| $2,500 |
36 Months Maximum |
| $1,000 |
24 Months Maximum |
| Less than $1,000 |
18 Months Maximum |
| VEHICLE INTEREST RATES: |
| Same year or following year & never titled |
|
| 1 to 36 month finance period |
1.99% APR* |
| 37 to 71 month finance period |
2.49% APR* |
| 72 months finance period |
2.99% APR* |
| All other vehicles and antique/collector vehicles |
5.90% APR* |
*APR is the Annual Percentage Rate. |
