WHAT IS A CREDIT UNION:
Credit Unions are not for profit Financial Institutions owned by its member-owners.

NCEFCU PHILOSOPHY:
Our Credit Union Philosophy is.....Professional Service for Professional People.

MISSION STATEMENT:
Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future.

STRUCTURE:
The Credit Union is guided by its members who elect a Board of Directors at the annual membership meeting. The Board sets the policies and directs the affairs of the Credit Union. They must hold a meeting each month. They appoint a Supervisory Committee Coordinator to manage internal auditing function on an monthly basis. The National Credit Union Administration, an agency of the Federal Government, also examines the Credit Union on an annual basis to ensure that the Credit Union is operating in a financially prudent manner.