Current
Loan Rates
Rates Effective as of January 1, 2004
10.00%
APR* interest rate on all signature
loans
(down from
12.00%
APR*) |
| |
4.00%
APR* interest rate on a same year &
never before titled vehicle
(down from
5.00%
APR*) |
| |
6.00%
APR* The interest rate on all other
vehicles
(down from
7 & 9.00%
APR*) |
|
*APR
is the Annual Percentage Rate. |
|
| SIGNATURE
LOANS -
(based on years of service) |
| O to 1 year |
$2,000 |
| 1 to 2 years |
$3,000 |
| 3 to 4 years |
$4,000 |
| 5 to 8 years |
$6,000 |
| 9 to 12 years |
$9,000 |
| 13 or more years |
$10,000 |
|
| Finance
Periods for Signature Loans |
| $10,000 |
54 months |
| $7,000 |
48 months |
| $5,000 |
36 months |
| $3,000 |
30 months |
| $2,000 |
24 months |
| Less than $1,000 |
12 months |
|
| Finance
Periods for Collateralized Loans |
| $40,000 |
72 months |
| $25,000 |
72 months |
| $10,000 |
60 months |
| $7,500 |
54 months |
| $5,000 |
48 months |
| $2,500 |
36 months |
| $1,000 |
24 months |
| Less than $1,000 |
18 months |
|
|
